The VTPie solution Overview Characteristics Cloud Payments Solutions Multicurrency Credit Transfer Worker Remittances Advanced Direct Debit Clearing and Settlement Hub End to End Tracking ANè Access Financial Value Chain ANè Bridge COPS XCard Payment Wallett & Mobile Components Layout Engine User Interaction Engine Operations Engine Adapter Engine The VTPie solution Rapidly conform to the compliance processes (e.g., SEPA), seize new business opportunities, conceive innovative software solutions with low management costs, and minimize the effects on the IT investments already performed, represent important issues for the finance institutions Management nowadays. In Payment Systems context, the offer of competitive services to the customers will represent a must for the finance institutions and will bring to investments aimed to decrease IT and operational costs. It will advantage the growing and/or maintenance of the owned business and market placement. The national and international finance institutions, the TLC dealers, the Retail chains, and the services companies, will rapidly get (or grow) meaningful market shares by offering innovative payment services, thanks to the use of systems provided of flexibility and designed (from scratch) with innovation mind, both technologically and functionally speaking. Value Team Finance carried out a solution for fulfilling changes needed to guarantee competitiveness, overcoming the technological limits (usually from out-of-date technologies). VTPie is an innovative way to conceive core systems in the IT bank world: - Java web based (100%): based on interaction models which are light, flexible and multimedia - SOA (100%): overcomes the static silos architectures by the usage of new architectures, based on reusable components allowing to notably decrease the standard implementation times (e.g., development and deployment of SEPA credit transfer procedures in only three calendar months) VTPie is made of mechanisms to interact and dialogue with the rest of the software bank world, and of a kernel module (sum of different applicative modules: transactional, management, and notification), on which the vertical modules (i.e., vertical applications behind the bank processes) for the development of the new information system  (e.g., first Credit Transfer module) are based.   Focus on A new way of doing IT for banks: VTPie is here More performing Credit Transfers with VTPie

Founded in 1871, Banca Popolare di Sondrio represents one of the first popular banks inspired by the movement of popular credit unions in Italy.
Over time, thanks its growth in business and presence in the area, Banca Popolare di Sondrio got a regional position improving in the same time its national visibility, always keeping a strong link with the native area.

The bank provides services meeting all bank, financial, or insurance needs of its customers (families, freelancers, every size of enterprises, companies, etc.). Aside from the main bank functions, BPS promotes cultural initiatives, and, among them, partnerships in personalities' happenings and an outstanding publishing activities stand out for prestige and imaging.

The bank's share capital - about 925 millions Euro - is distributed among over than 157.000 Partners. The most of the Partners is also a bank's customer. The resources amount is about 1.477 millions Euro. The 2007 business profit reached 130,823 millions Euro, with a yearly growth of 22,14%.
Today 2.200 employees work in Banca popolare di Sondrio, with a network of 255 branches.
Updated in November 2008.


More info available at: Banca Popolare di Sondrio

Since 1971, the Computer Science Department of the University of Turin takes care of all the research and education activities organized by the University of Turin within the Information Technology area. The presence of many members of the department in editorial committees of international leading journals, in planning committees of international conventions, and in key positions of national and international scientific associations, shows their scientific relevance.

Other than in base research, the department is very active also in application oriented research, through partnerships with companies and industries, either public or private. These partnerships take the form of research agreements or projects funded by national and international organizations.

More information at www.unito.it

Sun Microsystems is the developer of the global market technology engine.
Sun follows the “The Network is the Computer™” paradigm through the presence of shared innovation and the promotion of the network involvement, of the community development, and its leadership in open source environments.

Sun is present in over than 100 countries; Italian branches are in Milan, Turin, Rome, and Padua.

More info available at: www.sun.com

UniCredit Global Information Services (UGIS) is the UniCredit Group company focussed on  ICT.

Its mission is implementing and managing the Group’s Information System, with “customised solutions“ for specific business needs, assuring  the fine-tuning of technological and applicatory environment, assuring the data security  and operations integrity of the Group, ensuring the organizational coherency and pursue high service level and efficiency targets.

More information :  UniCredit